Description: A few years ago, I had the opportunity to go from managing a team of 5 to almost losing my job to going back to an individual contributor role. I went through a rough period mentally, emotionally, and physically. In the midst of that experience, I got the opportunity to read "The 15 Invaluable Laws of Growth" by John C. Maxwell. I credit this book to changing my life and setting me on the path to become a destroyer of self-limiting beliefs.

Description: This article is aimed at developing young actuaries and how the current LTCI market offers much opportunity.

Description: The article is based on a range of industry insights, and provides readers with a broad overview of the emerging markets, industry trends, and challenges.

Description: The article discusses the sustainability of the ACA individual market from a public entitlement standpoint. A key point of measuring sustainability is the reliance on market forces rather than federal budget constraints. The article explains why an actuarial viewpoint of sustainability is necessary to a greater extent than other public assistance and social insurance programs. The article challenges actuaries to be a bold, objective voice in a space that is full of opinionated but often uninformed viewpoints.

Description: This research report is sponsored by The Society of Actuaries and the Canadian Institute of Actuaries on the Canadian health care system. Performed by Stéphane Levert, FSA, FCIA, the study (available in French and English) estimated the future costs of the Canadian health care system, assessed the sustainability of the system over a 25-year horizon, and analyzed the implications of the changes to the Canada Health Transfer proposed on Dec. 19, 2011 by the federal government. The report summarizing the findings indicates that, without significant government intervention, the Canadian health care system in its current form is not sustainable.

Description: This article provides an overview of approaches to phased retirement and offers information for employers to think about in designing and managing strategies.

Description: metadata for the entire issue

Description: Panel discussion of varying views on: substandard underwriting with prudent pricing, qualified vs. nonqualified plans and the need for IRS clarifications, rate stabilization and aggressive pricing, noncancellable products and product features.